These terms set the rules for using loancalc.io. By visiting or using the site, you agree to them. If you do not agree, please do not use the site.
Who these terms are with
loancalc.io is operated by Hira Fatima. In these terms, “we” and “us” mean the site operator, and “you” means anyone who uses the site.
Using the site
You may use our calculators and read our guides free of charge for your own personal, lawful planning. You agree to use the site only in ways that are legal and that do not harm the site, other users, or us.
The information is not advice
The calculators and content give general information and estimates only. They are not financial, legal, or tax advice, and they do not account for your personal circumstances. Confirm any figure with a qualified bank, lender, or adviser before you act. See our disclaimer for the full statement.
Accuracy
We work to keep the calculators and guides correct, but we do not guarantee that every result, rate, or statement is accurate or current. Your actual loan figures from a lender may differ. You use the information at your own risk.
Intellectual property
The text, design, graphics, and calculators on loancalc.io belong to the site operator and are protected by law. You may use your own calculator results for personal planning and may link to our pages. You may not copy, republish, sell, or scrape our content, or build a competing tool from it, without our written permission.
What you must not do
- Break any law, or use the site to harm others.
- Try to hack, overload, or disrupt the site or its servers.
- Use bots or automated tools to scrape or copy the site at scale.
- Reverse engineer, copy, or resell the calculators.
- Upload or send anything harmful, such as malware, through the site.
We may block access if you break these rules.
Advertising
loancalc.io is free and is supported by advertising, including ads served by Google and other vendors. We do not control the content of third-party ads, and showing an ad is not an endorsement. How ads and cookies work is explained in our privacy policy.
Links to other sites
Our pages may link to websites we do not control. We are not responsible for their content, accuracy, or practices, and a link is not an endorsement.
No warranties
The site is provided as is and as available, without warranties of any kind, whether stated or implied. We do not promise that the site will be error free, uninterrupted, or secure.
Limitation of liability
To the fullest extent allowed by law, we are not liable for any loss or damage, direct or indirect, that results from your use of the site, your reliance on its content, or any decision you make based on it. If any liability cannot be excluded by law, it is limited to the smallest amount the law allows.
Changes
We may change the site, the calculators, or these terms at any time. When we change the terms, we update the date at the top, and your continued use means you accept the new terms.
Governing law
These terms are governed by the laws of the country in which loancalc.io is operated, and any dispute is subject to the courts of that country.
Contact
For any question about these terms, reach us through the contact page. See also our privacy policy and disclaimer.