This policy explains what data loancalc.io collects, how it is used, who it is shared with, and the choices you have. It applies to the website loancalc.io only.
Who runs this site
loancalc.io is operated by Hira Fatima. For any privacy question, use the contact page.
Data we collect
We collect two kinds of data:
- Data you send us. When you use the contact form, you provide your name, email address, and message. We use these only to reply to you.
- Data collected automatically. Like most sites, our servers and tools record your IP address, browser type, device type, the pages you view, the site you came from, and the date and time. This comes from server logs, cookies, and analytics.
The calculators run in your browser. The numbers you enter, such as loan amount and rate, are used to show your result and are not sent to us or stored on our servers.
Cookies
Cookies are small files stored on your device. loancalc.io uses three types:
- Essential cookies that make the site work.
- Analytics cookies that count visits and show which pages are used.
- Advertising cookies that Google and other vendors use to show and measure ads.
You can block or delete cookies in your browser settings. If you block essential cookies, parts of the site may stop working.
Advertising and Google AdSense
loancalc.io shows ads through Google AdSense. The following applies to these ads:
- Third-party vendors, including Google, use cookies to serve ads based on your previous visits to loancalc.io and other websites.
- Google’s advertising cookies let Google and its partners show ads to you based on your visits to this site and others.
- You can turn off personalized advertising in your Google account at adssettings.google.com.
- You can opt out of personalized ads from other vendors at aboutads.info/choices and optout.networkadvertising.org.
- If you are in the EEA, the UK, or Switzerland, we ask for your consent before using advertising and analytics cookies. You can change your choice at any time through the consent tool on the site.
How Google uses data from sites that use its services is described at policies.google.com/technologies/partner-sites.
Analytics
We use Google Analytics to measure traffic and improve the site. It collects usage data such as pages viewed, time on site, approximate location, and device type. We do not use it to identify you by name. Google’s handling of this data is covered by the Google Privacy Policy. You can opt out using the Google Analytics Opt-out Browser Add-on.
How we use your data
- To reply to messages you send through the contact form.
- To run, secure, and improve the site.
- To measure traffic and understand which pages help users.
- To show and measure ads.
- To meet legal requirements.
Legal basis (for EEA and UK users)
We rely on your consent for advertising and analytics cookies and for messages you send us, and on our legitimate interest in operating and securing the site. You can withdraw consent at any time through the consent tool or your browser settings.
Sharing your data
We do not sell your personal data. We share data only with the service providers that make the site work, namely Google, for advertising and analytics, and our hosting and email or form providers, and only as needed. We may also disclose data if the law requires it.
Your rights
Depending on where you live, you can ask us to give you a copy of your data, correct it, delete it, or stop using it, and you can withdraw consent. Under California law, you can ask what personal data we hold and request its deletion, and we confirm that we do not sell personal data. To use any of these rights, contact us through the contact page.
Data retention
We keep contact form messages only as long as needed to answer you and keep a record, then delete them. Log and analytics data is kept for the period set by the relevant provider.
Data security
We use reasonable measures to protect data, including a secure HTTPS connection. No method of transmission over the internet is fully secure, so we cannot guarantee absolute security.
Children
loancalc.io is not directed to children under 13, and we do not knowingly collect data from them. If you believe a child has sent us data, contact us and we will delete it.
Links to other sites
Our pages may link to other websites. We do not control them and are not responsible for their privacy practices, so review their policies before sharing data with them.
International users
loancalc.io is run with the help of providers based in different countries, so your data may be processed outside your own country, including by Google.
Changes to this policy
We update this policy when our practices change and revise the date at the top. Continued use of the site after a change means you accept the updated policy.
Contact
For any question about this policy or your data, reach us through the contact page. See also our terms of use and disclaimer.