The information and calculators on loancalc.io are provided for general information and education only. They are not financial advice. By using this website you agree to this disclaimer. Please read it carefully before relying on anything you find here.
General information only
Everything on loancalc.io, including the calculators, guides, examples, and tables, is for general informational purposes. It is meant to help you understand how loans and interest work and to give you a rough estimate, so you can have a more informed conversation with a lender or adviser. It is not tailored to your personal circumstances.
Not financial advice
We are not a bank, a lender, or a licensed financial adviser, and nothing on this site is financial, investment, tax, or legal advice. We do not recommend any specific loan, lender, or product. Before you borrow or make any financial decision, you should speak to a qualified professional who can consider your full situation.
Estimates, not exact figures
Our calculators use standard, widely accepted formulas, but the results are estimates based only on the numbers you enter. Your actual payments and costs from a lender may differ because of fees, taxes, insurance, the exact compounding method, rounding, your credit profile, and each lender’s own policies. Always treat our figures as a guide, not a quote.
Rates and rules change
Interest rates, profit rates, regulations, and product terms vary by country and lender, and they change over time. We try to keep our guides current and general, but we cannot promise that every detail reflects the latest position in your market. Always confirm the current rate, fees, and terms directly with your bank or lender.
No warranties
This website is provided on an as is and as available basis. While we work hard to be accurate and helpful, we make no warranties or guarantees about the completeness, accuracy, reliability, or availability of the site or its content. Any reliance you place on the information is strictly at your own risk.
Limitation of liability
To the fullest extent allowed by law, loancalc.io and its author will not be liable for any loss or damage, direct or indirect, arising from your use of this website or from any decision you make based on its calculators or content. You are responsible for checking any figure before acting on it.
External links
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Advertising and affiliate disclosure
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Errors and feedback
Despite our best efforts, the site may contain errors or omissions. If you spot something that looks wrong, please tell us through our contact page so we can check and fix it. We genuinely value this feedback.
Your acceptance
By using loancalc.io, you confirm that you understand and accept this disclaimer. If you do not agree with it, please do not use the site. Please also read our terms of use and privacy policy. If you have any questions about this disclaimer, contact us through the contact page.